Finance / Easy payment options below

 

 

 

 

 

 

 

No Credit Needed Payment Options^*

American First Finance partners with FinWise Bank to help provide no credit needed^ flexible payment options for eligible consumers across the US & Puerto Rico.

Our fast & easy online application gives you an approval decision in as soon as minutes so you can get peace of mind with the funding you need and stay ready for life at every turn.

 

 

 

 

 

 

 

Get the things you love —all without perfect credit*.

With Acima Leasing, our flexible, lease-to-own solutions can help you take home a new wheels & tires.

 

 

 

 

 

 

Get what you love now. Pay later.

Take it home today with Snap’s lease-to-own financing. All credit types are welcome to apply.

A collage with various circular images: a mother and child playing, a bed icon, a woman using a laptop, a washing machine icon, a TV, and car tires. The background features vertical blue and green segments.
 

 

 

 Easy to apply, get a decision in seconds

No credit history required to apply

No impact to your FICO® score

 

You know what you need

We’ll help you get it.

Shop at your favorite stores and enjoy convenient lease-to-own purchase options.

No credit needed.*

Apply now

 

 

 

EasyPay Benefits For Customers

Save Money

Our 90-Day Finance Charge Cap Promotion caps the amount of Finance Charges you will be required to pay at $40 if your full balance is paid during the first 90 days after your agreement begins, you make all scheduled payments within 30 days of when they are due, and you are not in default for any other reason. Conditions apply

No Down Payment

Make the purchases you need today with $0 down

No Surprises

Fully transparent contracts with no hidden fees

Enjoy Rewards, Not Penalties

You won’t be penalized for paying off your contract early

Cover Big Expenses

Get financing up to $5,000 for qualified borrowers

 

 

 

 

 

 

Snap Finance - Apply Here

Click Here to Apply

 

 

Click Here to Apply

 

 

 

 

 

The advertised service is a lease-to-own or a rental- or
lease-purchase agreement provided by Prog Leasing,
LLC, or its affiliates. Acquiring ownership by leasing
costs more than the retailer’s cash price. Leasing
is available on select items at participating locations only.
Not available in MN, NJ, VT, WI, and WY.

 

Requirements for above applications:
Photo ID.
Social Security Number or ITIN#
A debit card or credit card for the initial payment.
Checking account.
18 years and older.