No Credit Needed Payment Options^*American First Finance partners with FinWise Bank to help provide no credit needed^ flexible payment options for eligible consumers across the US & Puerto Rico. Our fast & easy online application gives you an approval decision in as soon as minutes so you can get peace of mind with the funding you need and stay ready for life at every turn. |
With Acima Leasing, our flexible, lease-to-own solutions can help you take home a new wheels & tires. |
Get what you love now. Pay later.Take it home today with Snap’s lease-to-own financing. All credit types are welcome to apply.  
Easy to apply, get a decision in seconds No credit history required to apply No impact to your FICO® score |
You know what you needWe’ll help you get it. Shop at your favorite stores and enjoy convenient lease-to-own purchase options. No credit needed.* |
EasyPay Benefits For CustomersSave MoneyOur 90-Day Finance Charge Cap Promotion caps the amount of Finance Charges you will be required to pay at $40 if your full balance is paid during the first 90 days after your agreement begins, you make all scheduled payments within 30 days of when they are due, and you are not in default for any other reason. Conditions apply No Down PaymentMake the purchases you need today with $0 down No SurprisesFully transparent contracts with no hidden fees Enjoy Rewards, Not PenaltiesYou won’t be penalized for paying off your contract early Cover Big ExpensesGet financing up to $5,000 for qualified borrowers |
The advertised service is a lease-to-own or a rental- or
lease-purchase agreement provided by Prog Leasing,
LLC, or its affiliates. Acquiring ownership by leasing
costs more than the retailer’s cash price. Leasing
is available on select items at participating locations only.
Not available in MN, NJ, VT, WI, and WY.
Requirements for above applications:
Photo ID.
Social Security Number or ITIN#
A debit card or credit card for the initial payment.
Checking account.
18 years and older.